It is believed that this will help owners make informed decisions, whilst it will enable vets to quickly check the extent of cover. No matter what time of day or night.
The BEVA and insurance firm KBIS have put together some tips. Including:
• Read your policy very carefully. Make sure you understand exactly what you are covered for and the steps you must follow.
• Keep up-to-date. Place a copy of your horse’s insurance certificate with your horse’s passport in an accessible place.
• Check your insurance policy every time it is renewed and make a note of key information.
• Contact your insurance company. If you believe you may be making a claim. In some cases, your vet may do this for you.
• Your Insurance Company must be informed before euthanasia is carried out unless emergency euthanasia is required. Failure to do so may invalidate a claim for mortality.
Guy Prest, managing director of KBIS British Equestrian Insurance, urges owners to pay particular attention to the excess payable in the event of a claim, the vet's fee incident limit and any exclusions on their policy due to pre-existing illness, injury or disease.